Nigeria’s digital finance ecosystem is set for a major industry gathering as Payments Forum Nigeria 3.0 prepares to bring together stakeholders from banking, fintech, telecommunications, and regulation to discuss the future of payments, digital commerce, and artificial intelligence.
Organised by Payments Forum Nigeria, the third edition of the flagship forum will take place on April 24, 2026, at the Oriental Hotel Lagos. The event is expected to attract more than 600 participants and over 20 expert speakers drawn from across Nigeria’s financial and technology sectors.
The forum aims to serve as a collaborative platform for policymakers, infrastructure providers, and private-sector innovators to examine emerging trends in digital payments, cybersecurity, and AI-driven financial services. Analysts say the discussions are coming at a time when Nigeria continues to strengthen its leadership role in Africa’s digital payment innovation landscape.
A key highlight of the event will be a special session focused on fair digital payments and their potential to deepen financial inclusion, exploring how technology can expand access to secure financial services for underserved communities and small businesses.
Speaking on the significance of the gathering, Co-Convener of PAFON and Chairman of the Nigeria Information Technology Reporters’ Association, Chike Onwuegbuchi, emphasised the forum’s broader national relevance.
“PAFON 3.0 is more than just a conference; it is a policy-industry dialogue designed to shape the future of our digital economy. By bringing regulators, infrastructure providers, banks, and fintech innovators into one space, we are working to ensure that Nigeria’s payment ecosystem remains fair, accessible, and technology-driven,” he said.
He added that the event will promote a consumer-focused approach to financial innovation.
“Our goal is to champion solutions that empower MSMEs and everyday users, while strengthening trust, efficiency, and inclusion across the digital payments landscape.”
Organisers say the forum will feature thought-leadership panels on artificial intelligence, digital commerce trends, and the evolving regulatory environment. Participants will also have opportunities to engage directly with agencies such as the Central Bank of Nigeria and the Nigerian Communications Commission.
An exhibition segment is expected to showcase new financial technologies, including digital wallets, payment infrastructure solutions, and next-generation point-of-sale systems. Dedicated networking sessions will also enable merchant aggregators, financial institutions, and technology providers to build strategic partnerships.
Industry observers note that platforms like PAFON play a critical role in shaping policies and innovations that drive financial inclusion, digital literacy, and entrepreneurship. Expanded access to digital payments is seen as essential for supporting small businesses, improving economic participation, and accelerating Nigeria’s transition toward a more resilient, technology-driven economy.
The forum is powered by the TechCastle Foundation and supported by Techeconomy. Registration is open to industry stakeholders, technology enthusiasts, and members of the media ahead of the April event.